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How do private health insurance companies know if you have a preexisting health problem?
I’ve been treated for haemorrhoids on the NHS before and now I have private health insurance from bupa but they say pre-existing health problems aren’t covered. Would they be able to find out about previous treatments on the NHS? I thought that was confidential!
When you apply for health insurance coverage, you give them authorization to pull your medical records. Therefore, they can get details on any medical treatment you’ve gotten in the last 10 years.
