Comments on: What is the best health insurance and life insurance policies to go with?

By: Andy

Andy — Thu, 17 Sep 2009 06:56:59 +0000

There are so many different companies who now offer life insurance so its hard to choose which is best. For a special case like yourself I would probably use a comparison website and enter your details and they will be able to tell you which ones can cover you and for the cheapest price.

Best one ive used is lifeinsurancecompare (very original!) they compare prices from all the major life insurance companies, their address is in my sources. good luck!

Andy
References :
their site: http://www.lifeinsurancecompare.co.cc

By: Jeanette

Jeanette — Thu, 17 Sep 2009 06:14:59 +0000

Blue Cross Blue Shield and Aetna turned me down for pre existing conditions. United Healthcare premium was more than my annual income. I finally went with a limited benefits policy with United American.
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By: guy

guy — Thu, 17 Sep 2009 05:24:59 +0000

Try this site where you can get quotes from different companies for life and health insurance so you can find your best option.

http://linsurance.notlong.com
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By: Clay

Clay — Thu, 17 Sep 2009 04:43:59 +0000

health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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By: jj

jj — Thu, 17 Sep 2009 04:35:59 +0000

vgli is a 5 year renewable term policy meaning you can renew it every 5 years for the same amount of insurance but your premiums will have gone up cause you’ve gotten older.

as far as whole life vs. term i tell people it depends how old they are and what they’re resposible for financially. ie: If you’re young and dont have a family basically you’re just responsible for putting yourself in the ground.

a whole life policy will also be much more expensive than term.
ie: a 25 year old might pay $400/year for a 20 year $500k term life policy while a $500k whole life policy would be maybe $3500/year or so.
however your whole life policy builds cash value which earns interest. if you actually keep the policy for awhile (~15 years) you end up with more than what you paid into it and still have the face amount of life insurance protection in the mean time.
the term life argument is you get the term policy and with the money you save you invest it in some other way with the idea being you’ll get a better return than what the insurance company will pay on your whole life policy.

as far as health insurance, dont you have VA benefits?
References :
FL life and health agent

By: crashtestpuppets

crashtestpuppets — Thu, 17 Sep 2009 03:57:59 +0000

Blue Cross Blue Shield is great and check with Met Life for life insurance. Blue Cross has life insurance you can include with your health I think.
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